Build
We originate and operate companies from inside Finwall — from thesis to operating entity. Internal track. Not open to external founders.
A First.tech company, part of Judan Financial Holding, an IHC company.
Two tracks, one thesis. We originate and build fintech companies from inside Finwall, and invest in those aligned with our view of where the infrastructure is heading.
We originate and operate companies from inside Finwall — from thesis to operating entity. Internal track. Not open to external founders.
We invest in fintech companies aligned with our thesis across the GCC and select global markets. Thesis-led, not inbound — we approach targets directly.
We don't track deal flow. We read structural shifts — in regulation, in demographics, in infrastructure gaps. The GCC's opportunity isn't visible from a pitch deck. It takes sustained observation from inside the region.
Every position starts with a tested conviction — a specific gap, a defined market, and a reason we are positioned to act on it. We do not move without a thesis. We do not change the thesis to fit the deal.
We find companies through our own research and the IHC group's relationships — not through inbound submissions. Every opportunity we pursue is one we sought out. We approach targets directly.
Each opportunity is either built internally or backed externally. The thesis decides which — not the deal structure.
We work alongside the businesses we build and back — providing capital, regulatory access, and the infrastructure of the IHC group. We are not passive capital. We do not write cheques and step back.
The GCC's financial infrastructure is at an inflection point. Regulators — CBUAE, DFSA, ADGM — are creating room for new architecture. Capital markets are deepening. A mobile-native demographic is entering its prime earning years. The legacy core banking stacks were built for a different set of constraints. The gap between what the infrastructure can do and what the market needs is where we operate.
The shift from monolithic core banking to modular, API-driven stacks is structural, not cyclical. Finwall's interest sits at the infrastructure layer — the rails, not the products built on top of them.
The GCC's SME working capital gap remains structurally underserved. The opportunity sits in regulated credit infrastructure — decisioning, origination, risk architecture — not direct lending alone.
Remittance, treasury, settlement. The GCC sits as a corridor between Asia, Africa, and Europe — a structural position no incumbent has properly built for.
Finwall sits within First.tech, the technology arm of Judan Financial Holding — IHC's consolidated platform for global financial services. This places Finwall inside one of the largest financial services platforms in the region, with the capital, regulatory standing, and conviction horizon required to build durable fintech businesses.
International Holding Company. Publicly listed on the Abu Dhabi Securities Exchange (ADX). One of the UAE's largest conglomerates by market capitalisation, with subsidiaries spanning financial services, technology, healthcare, and real estate.
IHC's consolidated platform for global financial services. Houses the group's financial sector interests across banking, technology, and infrastructure.
The technology arm of Judan Financial Holding and Finwall's direct parent. Provides the mandate, capital, and infrastructure relationships through which Finwall operates.
Saleh AlToaimi leads Finwall as Director. [Two to three sentences: most senior or relevant prior role, the specific intersection his career sits at — written as a single biographical paragraph, not a bullet list.] Based in Abu Dhabi.